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Why do lenders want personal guarantees for business loans?

Lenders seek personal guarantees for business loans to mitigate risk, as they provide an additional layer of security by holding the business owner personally accountable for repayment. This assurance increases the likelihood of recovering funds in case of default, especially if the business itself lacks sufficient assets. Personal guarantees also demonstrate the owner's commitment to the business, which can enhance the lender's confidence in the loan application.


What was Dietz and Schwartz personal life like?

Dietz and Schwartz, a prominent duo in the world of business and entrepreneurship, maintained a professional relationship that often kept their personal lives somewhat private. They were known for their strong work ethic and commitment to their business ventures, which often took precedence over personal matters. While specific details about their personal lives are limited, they reportedly valued family and friendships, often balancing their professional responsibilities with their personal commitments. Overall, their partnership was characterized by a shared vision and mutual support in both business and personal endeavors.


How do you explain Personal and business taxation?

explain personal and business taxation


When was Business Never Personal created?

Business Never Personal was created in 1991.


Personal business letter?

A personal business letter is a letter written by an individual to a business concerning a business matter.


Can I use personal checks for a business account?

No, personal checks should not be used for a business account. It is recommended to use business checks for business transactions to maintain proper financial records and separation between personal and business finances.


Can your personal umbrella policy cover you if your business is sued?

No, a personal umbrella policy generally excludes all business and business exposure. A personal umbrella protects an individual. If your business is insured with a business/commercial policy to protect the business it would be a commercial umbrella.


What is business and Personal Computing?

Business computing is done at work; personal computing is done at home.


When was Personal Business - album - created?

Personal Business - album - was created on 2001-07-17.


Can I order personal checks for my business account?

Yes, you can order personal checks for your business account.


If you leased expensive equipment for your business in your business name would it effect your personal credit file?

It shouldn't unless business and personal funds were commingled or a personal credit card was used when making business transactions.


is there a difference between business and personal phones?

Yes, there can be a difference between business and personal phones. Sometimes business phones will have extra features such as conference calling that a personal phone won't have. Or perhaps, a business phone will have VoIP capability that a personal phone won't have.