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Traditionally, items in addition to the letter itself are notated at the end of the letter by Encl. or Enclosure(s) after a blank line beneath the sender's typed or printed name. Example:

Signature

James P. Smith

Encl. One photograph

However, it should also be mentioned in the text of the letter so that the recipient knows why you are enclosing the photo. Example:

... I am including a photograph of the damaged portion of my bumper...

... I am including a photograph to illustrate the style of hardware for our...

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