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No. The PIN is encoded onto the chip, or the magnetic strip, and is randomly assigned by a computer. This number is printed into the letter that the bank sends you in such a way that itcan only be read by the person who opens the letter. And, if you change your PIN in an ATM then the card is the only record of your PIN. If you forget your PIN, and go to your bank, all they will be able to do for you is to issue a new card and a new PIN. The bank's machinery/computers don't know the pin, they only confirm that it matches what's encoded onto the card.

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16y ago

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