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You can do that if you want. If you have no credit card or don't want to link it to your PayPal account, you can link it directly to your bank account but it takes up to three days to get your money transferred from your bank account onto your PayPal. It's very inconvenient, so the most of the users prefer linking their credit card which makes every transaction faster.

However, in both cases you have to pay the transaction fee. I try to avoid my PayPal when it's possible. For example, lots of online games offer an alternative payment option. I mean games cards, prepaid cards. I love using Paysafecard with Facebook games and League of Legends.

eBay is the only place I'm forced to use PayPal and I absolutely don't like it.

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14y ago

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