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That depends on where it is stored, how it is stored, who has access to it and what security precautions have been taken. You can lock parts of the spreadsheet and put a password on it, making it safer. If it doesn't have a password someone can easily open it. It can also be secured by putting it onto a disk or network that is not accessible to others. So if the proper precautions are taken, spreadsheets can be safe.

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