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We don't know exactly what the future holds for us, but we can still make general plans, chart a course. Planning for the future doesn't mean we're seers, it only means we have a direction to move in, and as the future brings changes, we can adjust our course accordingly.

An example might be the real estate market. A real estate investment company might invest in high-end luxury properties in good times, but when a recession occurs -- unplanned -- it may shift gears and buy and sell foreclosures. The general direction hasn't changed -- profits from real estate investments -- but the means does as economic conditions change.

Planning is NOT a useless endeavor, but plans should always be flexible, subject to changing conditions. In other words, we have to plan, but we also have to adapt.

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