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Formatting prepares a floppy disk to store data
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In simple terms, formatting a CD prepares it for use, so that data can be written on to it.
Formatting prepares something for usage or makes it easier to use. A disk cannot be used before it is formatted. Documents like word processing documents or spreadsheets need to have structure or layout to make them look correct and have some sort of standard setting. So formatting is important for all sorts of things.
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An administrative assistant or office manager usually prepares documents. Also a file clerk or receptionist may be asked to do this job.
The lending institution.
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