In most cases yes. Always check with your agent.
It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
No
Yes!
Hazard insurance is a type of insurance that protects a homeowner against damage to their property caused by specific hazards like fire, theft, or natural disasters. It is often required by mortgage lenders to protect their investment in case of property damage. If a homeowner fails to maintain hazard insurance, the lender may force-place a policy on the property, which can be more expensive.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
No
If the deck has not been maintained and falls apart the homeowner has to pay to get it fixed or replaced. Insurance does not typically cover such items unless the damage was a result of fire or flooding or some such catastrophe.
That depends on your homeowner's policy. You would have to talk to your insurance agent.
Homeowners insurance No. But a landlords Dwelling Policy yes.
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.