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Will home owners insurance cover a cracked sewer line in your foundation?

It may depend on the specific policy. Some home owners insurance policies may cover damage to a cracked sewer line within the foundation if it was caused by a covered peril, such as a sudden burst pipe. However, it's important to review the details of your policy and contact your insurance provider for clarification.


Does homeowners insurance cover murder?

No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.


If my mother's house was vacant because of her demise will the insurance cover a robbery?

Generally No, Homeowners Insurance Policies typically have a vacancy clause. The insuring contract requires notification to the Insurance company when the house becomes vacant. All coverage typically ends at the time the home becomes vacant unless you have endorsed the policy to cover a period of vacancy.


Does homeowners insurance cover theft or robbery in your home?

Yes, most homeowners insurance policies typically provide coverage for theft or robbery within your home. The policy would generally reimburse you for stolen items and help cover the cost of any damage caused during a break-in. It's important to review your specific policy to understand the coverage limits and any exclusions related to theft.


Doer homeowners insurance cover robbery on the street?

Homeowners insurance usually covers personal possessions that are stolen during a robbery both in and outside the home, including on the street. However, coverage limits may apply, so it's best to review your policy or consult with your insurance provider to understand the specifics of your coverage.

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