Means that you did not pay your bills on time, or that you've never paid some of them. Make sure you get that straightened out, then don't be late again! That information stays on your credit report for up to seven years!!!
On your credit report, HOLL CRD usually means that you have been delinquent with a bill. In order to solve this problem, simply contact the company that you owe money to and determine how to pay off your debt.
Derogatory marks such as late payments, foreclosures, or collections typically stay on your credit report for 7 years. Bankruptcies can remain on your credit report for up to 10 years.
No only he can pull his credit report but him or a creditor with a permissible purpose, if you do and use his info it is considered fraud.
Yes, unless you willingly and purposely gave them that information, that is a crime. It is called identity theft, because they have enough information to prove that they are you. Report this crime right away.
Derogatory information can stay on a credit report for up to seven years. This includes late payments, charge-offs, and collection accounts. Bankruptcies can stay on a credit report for up to 10 years.
Yes.
It will be harder to get any loans, credit cards or a mortgage as your credit history has not been good.
It means you have late payments.
The information I found states Date of First Delinquency.
7 years from the date of first delinquency
Generally they can pursue/report for 7 yrs on a debt that is unpaid.
It shoulden't.
7 years + 180 days from date of first delinquency.
What does election of remedy on a credit report mean
ANSWER That is correct. If the creditor is not reporting to the major bureaus there is no report... good or bad.
reporting credit delinquenciesI am a landlord. My tenant is seriously in default of her lease and is in arrears in excess of $5,500. and refuses to pay. How can I report her to the credit agencies?-----------------You will need to take her to court (small claims court) and get a judgment against her. The judgment is a legal action against her and will show up on her credit report.
A delinquency usually refers to an account with late payments. The late payments report on the account for 7 years.