It will sort of be your responsibility. It is the responsibility of the estate and may eliminate you getting anything from your wife. Anyone that was also a co-signer on any of the agreements might also be responsible. Consult a probate attorney in your jurisdiction for help.
Both of you, together and individually!
No unless his name is on any debt or contract.
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
Yes
In most cases they will be held responsible. The spouse is considered to have benefited from the debt.
NO
No, you are not responsible for their debt. The only person legally responsible for a debt is the person that signed the contract for the debt. It doesn't matter if your dead parents left you money. Collection agencies cannot legally collect someone else's debt from you - but they will try. See the FDCRA to know your rights in debt collection.
The estate is responsible to pay outstanding debt before being distributed to the heirs.
Yes they're old not dead.
A dead person in any state is not liable for debt. The deceased's estate is responsible for the debts to the extent there are assets in the estate to pay them.
In New York, spouses are generally not responsible for each other's separate debts. However, debts incurred during the marriage may be considered marital debt, and both spouses may be responsible for that debt, regardless of which spouse incurred it.
If the debt is on a shared account, then yes, the wife's pay can be garnished even if the husband was the one who ran the debt up.