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If you were not on the card agreement and were never added to the account, you are not directly liable. HOWEVER, the decedants estate or your assets as under community property might be at risk should the creditor seek court action. A creditor may sue to obtain a judgment against the estate, which I assume was 50% yours and is now 100% yours. If the home or assets are in Trust, this may offer some protection.
What else can I help you with?
Are spouses responsible for credit card debt in Kansas?
If you are a joint applicant, then yes, but if the card is not in your name, then no.
Are you responsible for your dead spouses credit card debt if you own a house together?
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
Who is responsible for credit card debt in KY after a spouses death?
For Kentucky the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any any remainder distributed.
Why are you responsible for your spouses credit card debt after his death in the state of California?
The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.
If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?
i just want an answer
Are both spouses responsible for charges on a joint credit card when separated?
Yes. That's why you shouldn't share an account.
Who is responsible for Spouse credit card after death?
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?
if you are an authorized user on the card then you are responsible for the card too. so yes they can
Would my mother's children be liable for any credit card debt she had at the time of her death?
Your mother's estate is responsible for her credit card debt.
Using a dead spouses credit card?
Using a dead person's credit card is a criminal offense.
I am in Oregon my Dad has died I am 23 and do not know what to do about his credit card debt Am I responsible I am in Oregon.?
AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.
Is an authorized user on a credit card liable?
Not to the credit card issuer. The account holder is totally responsible for debt incurred on a credit card. The exception is married couples residing in community property states, where both spouses are considered have the same rights to property and assets and the same responsiblity for debts.
