No. NC is not a community property state. Therefore the debt belongs completely to the deceased. Probate procedure for collecting and distributing assets and paying debts, are governed by state law.
If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.
While the estate has primary responsibility in Louisiana, in most cases they will be held responsible. They are deemed to have benefited from to goods and services.
yes only if married at the time or unless if their credit cards no
No you wont be, as the credit was in his name only, because if he dies you cannot use the credit cards as they are in his name not yours. This is how I understand the system here in australia.
If nothing else, the spouses Estate would have to pay it, if there was $$$ for more info see www.steveshorr.com/estate.planning.htm
An authorized user is never responsible for credit card debt. However, if the married couple live in a community property state they are in general terms both equally responsible for all debts.
not if you have death insurance on the loan and credit cards
In Connecticut, a surviving spouse is generally not personally liable for the deceased spouse's credit card debts unless they were a joint account holder. However, the deceased spouse's estate is responsible for settling any outstanding debts, including credit cards, before distributing assets to heirs. If the estate lacks sufficient assets to cover the debts, creditors may not be able to pursue the surviving spouse for payment. It's advisable for the surviving spouse to consult with a probate attorney for guidance specific to their situation.
yes they can
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
You'd better believe it. Even if the Judge rules that you are not responsible for certain debts, the credit card companies don't care. They will come after you anyway and your credit report will be affected. If you have a "legal" separation" read what it says about these debts. Contact the credit bureau and place a notice in the file that you are legally separated and not responsible for the spouse's debts. This may prevent the spouse from getting more credit. Doubt it will help what has already been done, but do everything you can to get the records clear on that subject. Then cancel all credit cards in both names and open new cards in your name only. Close your checking account and get new one. Then get the divorce rolling. Only when you are legally divorced are you safe from any future debts incurred by the spouse.
Maryland is not a community property state, therefore the surviving spouse is not responsible for repayment of debt that was solely incurred by the deceased. The debts will become a part of the deceased's estate and will be handled according to state probate laws.