If you only have life insurance through a group plan with your company, the answer is Yes. Coverage through your employer is not portable in most cases and is usually out of your control. They generally follow a formula such as: 2 x Salary plus $10,000, as an example. They can drop this coverage at any time. It is always important to have you own life insurance outside of your employer.
no its set by the insurance companys
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Annual profits decrease
Mexico mike is the best website to get insurance because he has had experiance with different insurance companys. On his website he was listed 3 good insurance companys for you to try out.
If the life insurance has a named beneficiary then life insurance benefits are not subject to debtors claims. If there is no beneficiary or the "estate" of the deceased is the named beneficiary, then loan companies can come after the estate.
That's a very good question. That information is not published by companys not even Ripley's Believe it or Not.
There are many different companys that offer low cost life insurance in Dallas. There are local companies and also national companies. I would suggest looking in the phone book for insurance companies and comparing prices.
You could contact your states dept. of insurance, they will have a list of all the companys that can sell insurance in your state.
Most do however there are a few that the fine print can catch you off gaurd. Look into the more reputable life insurance companys and most will offer no catch free qoutes.
everything
AAA is one of the most popular companys that offer coverage for your car if it breaks down, but many insurance companies also may include coverage in your insurance policy.
You could find insurance for your small business by going on a website that compare insurance from different insurance companys and give you the best deal.