There's a site for that; please see link for search "deceased insurance policy search."
No. The check must be endorsed by whomever the check is made out to. This will be the insured on the policy. If the spouse was not the named insured on the policy then she cannot legally endorse the check unless he gives her power of attorney or if he is deceased and she is designated as administrator of the estate by the court.
In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.
If the person is deceased then the "policy" is now going to change into a death benefit check once a claim is properly filed. Providing the beneficiary is another individual and not the insureds estate, Medicaid nor any other entity has a right to the proceeds.
The policy proceeds will become part of the decedent's estate.
No, a house cannot stay in a deceased person's insurance policy. The policy typically ends upon the death of the policyholder, and the house would need to be insured under a new policy by the new owner or beneficiary.
I just found a policy for my deceased father. the certificate number is 0070-w-s-245. Effective date is January 1, 1948. What do I do to find out more on this policy?
To endorse a check for a deceased person, you typically need to write "Estate of Deceased Person's Name" on the back of the check and sign your own name as the executor or administrator of the estate. This allows the funds to be deposited into the deceased person's estate account.
only if there is no beneficiary named on the policy, or if the beneficiary(ies) deceased before the insured.
It usually reverts back to the insured or the next designated policy owner. Be well. mcdlife.com
If the wife is not named as a beneficiary then she would have no claim on the policy proceeds.
It is highly unlikely that a bank will cash a check written by a deceased person. The bank has no way to verify that the check was written before the death.
No.