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Call an insurance agency for a quote. When you contact an agent ask to see prices from different carriers and make sure you understand the difference between whole life and term, because the death benefits may look the same, the costs will be very different. == == If you are the owner or beneficiary You can call the insurance companies claim department and they can answer general questions for you. An agent of the company will also be happy to help.
To the best of my knowings, I think the best thing to do would be to contact the insurance carrier to see if the policy is still in force. If you have a suspect Insurance Company, Simply call them and ask Customer Service if you are insured with them. You need to be the owner in order to make any changes. In many cases if you reached the majority age you become the default owner. Also, if you were a child when this was bought on you, do some research and find out who your folks insured their own lives with, or their P&C with etc, and write a letter of inquiry to those companies.
What else can I help you with?
How can second divorced wife collect deceased husbands insurance policy when first deceased wife of husband is still named beneficiary?
In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.
Is the cheapest insurance a guarantee of the best insurance policy?
You really need to find a balance of cheap prices while insurance policy, the better insurance policy you get, the more expensive it gets. But the cheaper price the policy, the effectiveness of the policy will suffer.
What are some good viatical settlements?
Viatical settlements allow people without life insurance beneficiaries (gay men, people without families or spouses, orphans) to sell their life insurance policy for cash value while they are still alive. These are not used very popularly but grew in frequency of request after the AIDS epidemic in the sixties.
What are some key features of Endowment Life Insurance?
An endowment life insurance policy pays the holder a lump sum either after it reaches maturity, generally within a specified time, or upon the holder's death. Endowment life insurance will either pay a set amount of money to the holder's beneficiaries in the case of the holder's death prior to maturity, or once it matures the policy is paid out to the holder. It is similar to whole life insurance except that it has a shorter maturity rate and is intended to be used as a benefit while the insured is still alive.
Are dependents not added to policy still covered?
That depends on what your talking about. If your dependents are driving your vehicle then they are required to be scheduled as a driver on your policy before they are considered an insured driver. Failure to schedule known drivers on your insurance policy is well known form of Insurance fraud and can void any coverage from your policy should they be involved in an accident while driving. Your insurance company can deny liability and refuse payment. Of course if your dependent is your minor child then you as the parent are still liable but you will have to pay out of pocket should this occur. If you mean are they covered for injury while a passenger in your vehicle when you are driving then yes.
Does dying while setting off illegal fireworks void a life insurance policy?
No, an accidental death would be covered by your life insurance policy.
Which scientists had an element named after him while he was still alive?
Glenn Seaborg was the scientist who had an element named after him while he was still alive.
What is the difference between home insurance and mortgage insurance?
Home insurance is a policy that protects your home and belongings from damage or theft, while mortgage insurance is a policy that protects the lender in case you default on your mortgage payments.
Is my little brother who is covered under my policy still covered by my policy while driving someone else's car?
If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.
What is Limited pay life insurance?
The policy-owner will pay the premiums for a specific number of years, maybe 20 or 30, while still getting the guaranteed face amount of the policy upon death. The policy-owner may also set up the policy to be paid off completely by a certain age, such as 65. This type of policy is usually more expensive because the insurance company has to be able to build up the cash value in order to fund the policy.
What are insurance policy surrender charges?
The insurance policy surrender charges vary from policy to policy. While surrender charges against ulip policies are much on the higher side, whereas the same is low in endowment policies. You can visit the Insurance Company's webiste for a glimpse of the various charges.
Is your RV covered while pulling it?
You need to have your RV included in your insurance policy.
