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If you are an additional card holder on your father's credit card and use it to charge things for him are you responsible for the card if he dies?
Maybe. Banks/CC Corp. adhere to different agreements. Some apply the debt responsibility to the person who opened the account. The majority will attempt to collect from anyone who holds a card issued on the account. The assumption being that any charges made are joint debt. If it becomes a matter for the court, the court decision will be based on state creditor/ debtor laws.
Edit by some1 else.....WHAT KIND OF SICK PERSON ARE YOU?!?!?!ITS BAD ENOUGH THAT YOU PROBOBLY USE YOUR DADS CARD BUT YOU CARE MORE ABOUT BEING RESPONSIBLE FOR YOUR DADS CARD THAN HIM BEING DEAD!!!!!!!!!
What else can I help you with?
My wife has been using a credit card of her deceased fathers credit I also used the card but did not know it was on his credit can i be held responsible for credit card fraud?
Yes!
Are children responsible for deceased fathers debt in California?
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
If you were an additional card holder on your father's credit card are you responsible for the debt afte?
YES
Who is solely responsible for a wife's credit card debt?
if it is under your name and she is an additional card holder but the bill comes to you I think you are responsible for the debt.It might be worth asking your credit card provider.
Who are solely responsible for credit card defaults?
It may not be a "sole" party...it is everyone that signed as a responsible party (primary and co-signers) for the line of credit that was used....they are responsible to pay the charges and therefore are responsible if it is in default and the charge hasn't been paid.
Can you overdraw on a credit card?
Yes, but the card issuing bank would charge you over limit fee and other additional fees if you exceed your credit limit
How can I dispute a charge on my credit card?
To dispute a charge on your credit card, contact your credit card company as soon as possible. Provide details about the charge and explain why you believe it is incorrect. The company will investigate the dispute and may ask for additional information. Be prepared to provide any supporting documentation, such as receipts or correspondence.
Could you explain the process for disputing a charge on my credit card statement"?
To dispute a charge on your credit card statement, contact your credit card company as soon as possible. Provide details about the charge and why you believe it is incorrect. The company will investigate the dispute and may ask for supporting documentation. Be prepared to follow up and provide any additional information requested.
Can you use your credit card for foreign currencies and is there any extra charge to this?
You can use your credit card to charge items that are priced in different currencies. Most consumers who travel overseas do this. The exchange rate is factored, according to the contractual terms on your account, and your billing statement then shows the charge in U.S. Dollars. Whether or not there is an additional charge would depend upon the fine print in your contract. Contact your credit card company for the specifics.
What steps can I take to dispute a challenge credit card charge?
To dispute a challenged credit card charge, contact the credit card company immediately to report the issue. Provide any relevant documentation, such as receipts or communication with the merchant. The credit card company will investigate the dispute and may issue a temporary credit while they review the case. Be prepared to follow up with any additional information requested by the credit card company.
What can you do if a credit card on which you were an authorized user is showing up as a charge off on your credit report?
Authorized users are not legally responsible for debt. Contact the crediting bureau and despute the item (explaining the circumstances.) They have to remove it!
How does an authorized user obtain a credit card?
An authorized user can obtain a credit card by being added to someone else's credit card account. The primary cardholder can request an additional card for the authorized user, who can then use the card to make purchases. The authorized user is not responsible for paying the bill, as the primary cardholder is responsible for all charges.
