Wrong, wrong, wrong..and they know it. This is a "scare" tactic that some less than ethical companies will try. It is also illegal. Authorized users ARE NOT!!!! responsible for paying debt incurred. (Joint account holders of course are a different matter entirely.) Send them a certified letter letting them know that as an informed consumer you know your rights. And one of those rights is to consider litigation of your own. Infliction of emotional distress is a good place to start. You lost your mother, and now they are counting on your loss to get their money..low, low, low. Do not let them bully you, "shove back"... hard!
If you're only an authorized user on a credit card, you don't directly owe anything as far as the credit company is concerned. However, you can still be sued by the individual who has the card account.
5.00
In a word, yes.
Five percent of one hundred dollars is five dollars.
Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.
No, authorized users are not responsible for debt incurred on such an account.
Yes.
Zero percent balance transfer offers change frequently, so it is best to check with the credit card company before applying. Some cards that offer zero percent balance transfers are the Citi Simplicity Card, Bank Americard Visa, and the Capital One Premium Prestige Card.
if you are an authorized user on the card then you are responsible for the card too. so yes they can
You will have to talk to you credit card company. They will be able to assist you in transferring your balance on your credit cards.
One can apply for a zero percent balance transfer credit card on websites like Money Supermarket, Balance Transfer Credit Cards, Moneyning or Wise Bread.
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.