When no beneficiary has been designated the proceeds of a life Insurance policy are assigned to the probate estate of the deceased insured. It would then be apportioned by the probate court to any surviving heirs.
Please rephrase - the question is unclear.
The question is unclear. If what you are asking is whether you can insure a car that you do not own but which you will drive, the general answer is yes. You will need non-owners liability insurance.
The question is unclear and badly worded - but you MAY be asking about RENTERS INSURANCE. It resembles homeowners insurance EXCEPT that it only covers your personal effects and the contents of your rental unit and NOT the structure itself.
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It is unclear whether you are referring to an insurance company (the risk-bearing entity) or an insurance agency (the business that sells the insurance policies to consumers). In either event, licenses are required, but obtaining them involve far different processes.
Question is incomplete/unclear? What was the insurance for? Injury/damage to others, or to the operator? Get disability from WHO??
Laws governing regulation of insurance are multiple,federal, state, and local. The precise compulation is unclear and the sole governing agency is even more ambigious. There's no better answer than that.
Yes, generally they do. Of course, there are many kinds of insurance policies. If you are unclear what your policy covers, check the certificate of coverage document or contact customer service on the back of your ID card, If your insurance is a PPO, POS or HMO ,it is extremely important to stay "in network."
This is unclear. If you're asking if your medical insurance will pay for someone else's treatment... no. If you're asking if your liability insurance will cover your own personal injuries... probably not, though that's less certain, and it might apply in some cases like a "no-fault" auto accident.
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The main limit of science is that everything that happens cannot be explained. Some things are simply phenomenon, and the reasons they happened are unclear.
It's unclear what this question is trying to ask, but I'll take a stab at it. When you said "don't have a beneficiary," it sounds like what you're trying to say is that the deceased died intestate ... that is, without a will. The estate of the deceased will be disposed of according to (local) law for those who die intestate, which generally speaking amounts broadly to "any creditors get their chunks, and then the family gets whatever's left; if there's something left but there is no next of kin, the state takes it." The mortgage (assuming the deceased is the debtor) becomes a liability of the deceased's estate. If the deceased is the creditor, then it becomes an asset of the estate. It will then be handled as any other asset or liability.