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The wording is such we can't really understand you, but I think you're asking if someone dies in Iowa, who has to pay their credit card debt. The answer is that it's the responsibility of the estate, and the debts of the estate must be settled before any bequests can be given out.

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14y ago

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When are you in credit card debt?

A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.


Can a surviving spouse use her deceased husbands credit card?

Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.


If a person has no estate at the time of death who would be responsible for his credit card debt?

Currently I am dealing with estate issues and credit card debts. I am not a lawyer but after talking to many professionals, it seems to me that if their is no estate and no joint credit card holders then the card company will have to write it off.....


What is the law in Florida regarding credit cards after death of the card holder?

In Florida, the executor or personal representative of the deceased's estate is responsible for notifying credit card companies of the cardholder's death. The estate is generally responsible for paying off any outstanding credit card debt using the deceased person's assets. Family members are not typically personally liable for the deceased person's credit card debt.


What happens to credit card upon death in regards to the heirs?

The credit card should be returned to the credit card company or destroyed and the company should be notified immediately of the death so the account can be closed.


What if person uses deceased persons credit cards?

The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.


Can you transfer your credit card balance to another person?

No, you cannot transfer your credit card balance to another person.


Is unauthorised person liable to pay credit card bill if he has used someone else credit card with his consent?

Yes, unless the credit card holder told the person that it was a gift.


Is it possible for you to transfer a credit card balance to another person?

No, it is not possible to transfer a credit card balance to another person.


If you apply for a credit card do you then have an option to accept or decline if you get approved or do you have to cancel the card if you decide not to take it?

Applying for a credit card does not mean that a person has to us it. It is advisable that the person does not cancel the card, as this actually is harmful to credit scores, while having an unused credit card can be beneficial for credit scores.


How can a person get a credit card with no income?

They can't ! A credit card is issued in recognition that the card-holder is able to repay any balance owing. If a person has no regular income - they are extremely unlikely to be granted a credit card !


How do credit card companies use a person's credit report...?

When a person applies for a car loan, mortgage or credit card, the lender determines if lending money to the consumer will be a risk. Credit scores are one way to help credit card companies make the decision to issue credit. To determine if that person should be given a loan or credit card (apex)