Yep, If you received notification and took no reasonable and prudent action to mitigate a loss you can be held liable through negligence for the damages incurred.
you are
Depends who owns it.
Homeowner's insurance would be the first recourse. If insurance does not cover the damages the owner of the property would be responsible. The answer above is fundamentally accurate but the tenant is not automatically free of any obligation. If the tenant is renting a home as opposed to an apartment he may have some responsibility for reasonable upkeep and maintenance. If he fails to water the tree for a year and that is the cause of the tree falling, the owner may have recourse against the tenant.
No. Comprehensive coverage on the auto does that.
because they don't fall they actually bends...
NO. Insurance does NOT cover normal wear and tear. Maintenance and upkeep are the homeowner's responsibility.
Albert Einstein is the person the quote "Gravitation can not be held responsible for people falling in love" is attributed to.
Chicken Little actually yells "The sky is falling!"
If the homeowner was negligent in any way...simply falling does not make the homeowner negligent. If the steps were in poor repair, perhaps. BTW, anyone can sue anyone for anything. That does not mean you will prevail.
gravity
Al Quaeda.
Gravity is the force responsible for the downward motion of a falling fruit. It pulls the fruit towards the Earth's center, causing it to accelerate as it falls.