The parents.
then it is the owners fault
Definition: Any natural phenomenon that causes great damage and loss of life. Any terrible event, not caused by human activity, that results in deaths, injuries, or damage to property. A disaster which occurs as the result of forces occurring in nature (i.e. flood, hurricane, tornadoes, etc).
Natural calamities are sudden and extreme environmental events that cause widespread damage and destruction, often resulting in loss of life and property. Examples include hurricanes, earthquakes, wildfires, floods, and tsunamis. These events can have devastating impacts on communities and ecosystems.
HurricaneA storm surge that causes extensive coastal damage to property and leading to possible loss of life.
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
Thunderstorms and bushfires are the ones that cause property damages and deaths
Hurricanes and earthquakes are very common natural disasters in the united states
An event is considered a disaster when it causes significant damage or disruption to a community, resulting in the need for external assistance for recovery. This could include loss of life, widespread property damage, and severe economic impact. The scale and severity of the event often dictates whether it is classified as a disaster.
Resonance is the property of waves that can cause bridges to buckle. If the frequency of the external forces matches the natural frequency of the bridge, resonance can occur, leading to large amplitude vibrations that can weaken and ultimately damage the structure.
Bodily injury liability and property damage liability should cover those.
When a natural disaster causes an adverse event that leads to the death of people and the destruction of property, then it is referred to as a natural hazard. The adverse events have to be natural and not influenced by man in anyway to be considered as adverse.