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People experience earthquakes because the earth's massive tectonic plates below the earth's surface temporarily move around and collide into eachother. When this happens, the land that we built on top of the plates moves as well, witch results in buildings crumbling and roads splitting. They are not pleasant, but thankfully, earthquakes only happen near the earth's plate boundaries which are located around the pacific, so those that live in North America are not effected by earthquakes.

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