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Dreamz i think animal husbendry ,handycraft manufacture and house holdingand more small producty work is best creative small scale business for women.

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Contributions of small scale and medium scale enterprises to entrepreneurship?

Contributions of small scale medium scale enterprises are immense in an economy.Specially in rural areas, where the per capita income of the masses is absymally low, these enterprises help in generating employment,thus helping in attaining their livlihood. The garment sector in Bangladesh has made a sea change specially among the rural women folk. The Bangladesh Gramin Bank played a pivotal role by comming forward and helping these small scale industries come under an umbrella and become an important foreign exchange earner for the country through exports. It has been seen the big industries prefer to operate in urban and semi urban areas and where profit maximization is high, where as the small and medium scale enterprises act as torch bearer,contributing immensely to the national economy.


What are the problems faced by women entrepreneurs in business?

Introduction Women Entrepreneurs may be defined as the women or a group of women who initiate, organize and operate a business enterprise. Government of India has defined women entrepreneurs as an enterprise owned and controlled by a women having a minimum financial interest of 51% of the capital and giving at least 51% of employment generated in the enterprise to women. Like a male entrepreneurs a women entrepreneur has many functions. They should explore the prospects of starting new enterprise; undertake risks, introduction of new innovations, coordination administration and control of business and providing effective leadership in all aspects of business. Push-Pull factors and Women in business Women in business are a recent phenomenon in India. By and large they had confide themselves to petty business and tiny cottage industries. Women entrepreneurs engaged in business due to push and pull factors. Which encourage women to have an independent occupation and stands on their on legs. A sense towards independent decision-making on their life and career is the motivational factor behind this urge. Saddled with household chores and domestic responsibilities women want to get independence Under the influence of these factors the women entrepreneurs choose a profession as a challenge and as an urge to do some thing new. Such situation is described as pull factors. While in push factors women engaged in business activities due to family compulsion and the responsibility is thrust upon them. Problems of Women Entrepreneurs in India Women in India are faced many problems to get ahead their life in business. A few problems cane be detailed as;1. The greatest deterrent to women entrepreneurs is that they are women. A kind of patriarchal - male dominant social order is the building block to them in their way towards business success. Male members think it a big risk financing the ventures run by women.2. The financial institutions are skeptical about the entrepreneurial abilities of women. The bankers consider women loonies as higher risk than men loonies. The bankers put unrealistic and unreasonable securities to get loan to women entrepreneurs. According to a report by the United Nations Industrial Development Organization (UNIDO), "despite evidence that women's loan repayment rates are higher than men's, women still face more difficulties in obtaining credit," often due to discriminatory attitudes of banks and informal lending groups (UNIDO, 1995b).3. Entrepreneurs usually require financial assistance of some kind to launch their ventures - be it a formal bank loan or money from a savings account. Women in developing nations have little access to funds, due to the fact that they are concentrated in poor rural communities with few opportunities to borrow money (Starcher, 1996; UNIDO, 1995a). The women entrepreneurs are suffering from inadequate financial resources and working capital. The women entrepreneurs lack access to external funds due to their inability to provide tangible security. Very few women have the tangible property in hand.4. Women's family obligations also bar them from becoming successful entrepreneurs in both developed and developing nations. "Having primary responsibility for children, home and older dependent family members, few women can devote all their time and energies to their business" (Starcher, 1996, p. 8).The financial institutions discourage women entrepreneurs on the belief that they can at any time leave their business and become housewives again. The result is that they are forced to rely on their own savings, and loan from relatives and family friends.5. Indian women give more emphasis to family ties and relationships. Married women have to make a fine balance between business and home. More over the business success is depends on the support the family members extended to women in the business process and management. The interest of the family members is a determinant factor in the realization of women folk business aspirations.6. Another argument is that women entrepreneurs have low-level management skills. They have to depend on office staffs and intermediaries, to get things done, especially, the marketing and sales side of business. Here there is more probability for business fallacies like the intermediaries take major part of the surplus or profit. Marketing means mobility and confidence in dealing with the external world, both of which women have been discouraged from developing by social conditioning. Even when they are otherwise in control of an enterprise, they often depend on males of the family in this area.7. The male - female competition is another factor, which develop hurdles to women entrepreneurs in the business management process. Despite the fact that women entrepreneurs are good in keeping their service prompt and delivery in time, due to lack of organizational skills compared to male entrepreneurs women have to face constraints from competition. The confidence to travel across day and night and even different regions and states are less found in women compared to male entrepreneurs. This shows the low level freedom of expression and freedom of mobility of the women entrepreneurs.8. Knowledge of alternative source of raw materials availability and high negotiation skills are the basic requirement to run a business. Getting the raw materials from different souse with discount prices is the factor that determines the profit margin. Lack of knowledge of availability of the raw materials and low-level negotiation and bargaining skills are the factors, which affect women entrepreneur's business adventures.9. Knowledge of latest technological changes, know how, and education level of the person are significant factor that affect business. The literacy rate of women in India is found at low level compared to male population. Many women in developing nations lack the education needed to spur successful entrepreneurship. They are ignorant of new technologies or unskilled in their use, and often unable to do research and gain the necessary training (UNIDO, 1995b, p.1). Although great advances are being made in technology, many women's illiteracy, structural difficulties, and lack of access to technical training prevent the technology from being beneficial or even available to females ("Women Entrepreneurs in Poorest Countries," 2001). According to The Economist, this lack of knowledge and the continuing treatment of women as second-class citizens keeps them in a pervasive cycle of poverty ("The Female Poverty Trap," 2001). The studies indicates that uneducated women donot have the knowledge of measurement and basic accounting.10. Low-level risk taking attitude is another factor affecting women folk decision to get into business. Low-level education provides low-level self-confidence and self-reliance to the women folk to engage in business, which is continuous risk taking and strategic cession making profession. Investing money, maintaining the operations and ploughing back money for surplus generation requires high risk taking attitude, courage and confidence. Though the risk tolerance ability of the women folk in day-to-day life is high compared to male members, while in business it is found opposite to that.11. Achievement motivation of the women folk found less compared to male members. The low level of education and confidence leads to low level achievement and advancement motivation among women folk to engage in business operations and running a business concern.12. Finally high production cost of some business operations adversely affects the development of women entrepreneurs. The installation of new machineries during expansion of the productive capacity and like similar factors dissuades the women entrepreneurs from venturing into new areas. How to Develop Women Entrepreneurs? Right efforts on from all areas are required in the development of women entrepreneurs and their greater participation in the entrepreneurial activities. Following efforts can be taken into account for effective development of women entrepreneurs.1. Consider women as specific target group for all developmental programmes.2. Better educational facilities and schemes should be extended to women folk from government part.3. Adequate training programme on management skills to be provided to women community.4. Encourage woman's participation in decision-making.5. Vocational training to be extended to women community that enables them to understand the production process and production management.6. Skill development to be done in woman's polytechnics and industrial training institutes. Skills are put to work in training-cum-production workshops.7. Training on professional competence and leadership skill to be extended to women entrepreneurs.8. Training and counselling on a large scale of existing women entrepreneurs to remove psychological causes like lack of self-confidence and fear of success.9. Counselling through the aid of committed NGOs, psychologists, managerial experts and technical personnel should be provided to existing and emerging women entrepreneurs.10. Continuous monitoring and improvement of training programmes.11. Activities in which women are trained should focus on their marketability and profitability.12. Making provision of marketing and sales assistance from government part.13. To encourage more passive women entrepreneurs the Women training programme should be organised that taught to recognize her own psychological needs and express them.14. State finance corporations and financing institutions should permit by statute to extend purely trade related finance to women entrepreneurs.15. Women's development corporations have to gain access to open-ended financing.16. The financial institutions should provide more working capital assistance both for small scale venture and large scale ventures.17. Making provision of micro credit system and enterprise credit system to the women entrepreneurs at local level.18. Repeated gender sensitisation programmes should be held to train financiers to treat women with dignity and respect as persons in their own right.19. Infrastructure, in the form of industrial plots and sheds, to set up industries is to be provided by state run agencies.20. Industrial estates could also provide marketing outlets for the display and sale of products made by women.21. A Women Entrepreneur's Guidance Cell set up to handle the various problems of women entrepreneurs all over the state.22. District Industries Centers and Single Window Agencies should make use of assisting women in their trade and business guidance.23. Programmes for encouraging entrepreneurship among women are to be extended at local level.24. Training in entrepreneurial attitudes should start at the high school level through well-designed courses, which build confidence through behavioral games.25. More governmental schemes to motivate women entrepreneurs to engage in small scale and large-scale business ventures.26. Involvement of Non Governmental Organisations in women entrepreneurial training programmes and counselling. Conclusion Independence brought promise of equality of opportunity in all sphere to the Indian women and laws guaranteeing for their equal rights of participation in political process and equal opportunities and rights in education and employment were enacted. But unfortunately, the government sponsored development activities have benefited only a small section of women. The large majority of them are still unaffected by change and development activities have benefited only a small section of women i.e. the urban middle class women. The large majority of them are still unaffected by change and development. The reasons are well sighted in the discussion part of this article. It is hoped that the suggestions forwarded in the article will help the entrepreneurs in particular and policy-planners in general to look into this problem and develop better schemes, developmental programmes and opportunities to the women folk to enter into more entrepreneurial ventures. This article here tries to recollect some of the successful women entrepreneurs like Ekta Kapoor, Creative Director, Balaji Telefilms, Kiran Mazumdar Shaw, CEO, Biocon, Shahnaz Husain and Vimalben M Pawale, Ex President, Sri Mahila Griha Udyog Lijjat Papad (SMGULP). References1. Jose P., Ajith Kumar. & Paul T.M., (1994) Entrepreneurship Development, Himalaya Publishing.2. Medha Dubhashi Vinze (1987) Women Entrepreneurs In India: A Socio-Economic Study of Delhi - 1975-76, Mittal Publications, New Delhi.3. Renuka V. (2001) Opportunities and challenges for women in business, India Together, Online Report, Civil Society Information Exchange Pvt. Ltd.4. Starcher, D. C. (1996). Women entrepreneurs: Catalysts for transformation. Retrieved July 6, 2001: http:// www.ebbf.org/woman.htm10 (c2001269511)5. "The female poverty trap." (2001, May 8). The Economist. Retrieved March 14, 2001: http://www.economist.com12 (c2001202213)6. United Nations Industrial Development Organization (UNIDO). (1995a). "Women, industry and entrepreneurship." Women in Industry Series. Vienna, Austria: author. Retrieved July 6, 20001: http://www.unido.org/doc/150401.htmls15 (c2001266816)7. United Nations Industrial Development Organization (UNIDO). (1995b). "Women, industry and technology." Women in Industry Series. Vienna, Austria: author. Retrieved July 6, 2001: http://www.unido.org/doc/150401.htmls15 (c2001266618)


How were women in the the 1950s influenced to believe that they should not seek business careers?

Men didn't want there womens to work at the 1950s


How did the growth business and industry affect woman in the 1920s?

The growth of business and industry in the 1920s offered more services to help manage the home. It also provided more opportunities for both men and women.


Are roles that women play in some foreign countries may present some difficult ethical problems for firms doing business internationally?

yes

Related questions

Where could a women find a small business loan?

Small business loans for women can be found through the Small Business Administration's Office of Women's Business Ownership. In addition the larger SBA district offices will have Women's Business Centers to provide information locally.


How can one receive loans when starting a new business in Mexico?

Organizations such as WESST provide small business loans to women and minorities in Mexico. If you are looking for a larger scale loan, you should look into an American bank institution who believes in your business plan.


Are there many small business opportunities for females in Michigan?

Yes. There are literally an unlimited number of small business ideas for women in Michigan, and women in general. Getting a business degree is the first step. It will really open your eyes as to the types of businesses out there.


Where can one get a small business loan for a women?

A woman is able to get a small business loan most readily in several places including the following: SBA (small business loans), Wells Fargo, Bankrate, and Prosper.


Where can small business grants for women be obtained?

There are many government schemes as well as fintech companies that provide small business loan for women. You need to check if you qualify for those loans. If at all you do not fall in the required criteria you can always opt for business loan for women from organisations like SME Corner. They have attractive loan options for all.


What kind of business tax do i need?

There is no such thing as small business tax. The state will tax you just like every other business, but you may be eligible for a tax break because you are small business, minority business owner, women owned business, etc.


What type of small business loans are available for women?

There are many loan programs that offer loans for women. There are also several government grant programs offering grants for women to start small businesses.


Where can someone find information on small business loans for women?

Small business loans for women can be found at any local banks. Depending on their criteria, you must meet certain aspects in order for them to issue you a loan. an example can be whether you have good credit or not.


What has the author Linda Pinson written?

Linda Pinson has written: '18 Steps for Starting Your Business' -- subject(s): Business, Nonfiction, OverDrive 'Target marketing' -- subject(s): Target marketing, Management, Small business 'Steps to small business start-up' -- subject(s): Small business, New business enterprises, Success in business 'Out of Your Mind--and into the Marketplace' -- subject(s): Handbooks, manuals, Home-based businesses, New business enterprises, Small business '18 pasos para desarrollar tu negocio' -- subject(s): OverDrive, Business, Nonfiction 'Target marketing for the small business' -- subject(s): Target marketing, Small business 'The woman entrepreneur' -- subject(s): Women-owned business enterprises, Personal narratives, Statistics, Women in business, Biography


Why always women cook?

Women tend to cook often because it's a creative output. Because women are naturally more creative, this means that they feel in their element when in the kitchen preparing food. This does not apply to all women.


Men are more creative than women?

Everyone is creative in their own right, realtively speaking men seem to be mopre logically minded and mechanically minded but on the other hand women are logical as well. They also have great multitasking skills. I think men or women can be as creative as they want to be.


A small business employs 6 women and 4 men. The manager randomly selects 3 of them to be on a team. What is the probability that all 3 are women?

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