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The unbanked curve refers to the segment of the population that lacks access to traditional banking services, often due to factors like low income, lack of identification, or geographic barriers. This demographic typically relies on alternative financial services, such as payday loans or check-cashing services, which can be more expensive and less secure. The unbanked curve highlights the challenges and disparities in financial inclusion, emphasizing the need for innovative solutions to integrate these individuals into the formal financial system. Addressing this issue can lead to improved economic stability and opportunities for the unbanked population.

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