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Q: Which type of income disposable ot discretionary is more important to businesses that sell expensive watches second homes and financial services?
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What percentage of household income is disposable income?

This will vary from country to country, and from region to region. It will vary yearly and throughout the year, and will be different for different social and financial classes.Strictly speaking, disposable income means:Gross income less tax, the balance all being 'disposable'.However, most people are more interested in what is known as discretionary income, which is:Gross Income less Taxes less Necessities such as basic housing costs, transport, food etc. The residue is money that can be saved or spent on non-essentials.To confuse matters, the term 'disposable income' is often used when 'discretionary' income is actually meant.Governments and economists collect a lot of data on this type of information, and much of it is accessible to the public. The Media and Press are also very interested in giving wide publicity to changes in disposable income.For more information, see Related links below this box.


Who is Ranger Financial Services?

Ranger Financial Services is a Texas-based financial organization that works with businesses to collect money from other businesses.


What is industry sector?

Industry sector is a category of businesses (industry) like metal businesses, oil businesses, financial businesses, etc.


Identify two sources of advice and assistance in small businesses?

financial and non-financial


What are the ethical issues of financial accounting?

People leak disclosed financial information about the businesses


In the financial system who are the borrowers?

households, individuals, and businesses


Who are the borrowers In the financial system?

households, individuals, and businesses


What Challanges are faced by financial managers?

Financial managers must examine whether projects are a good risk for businesses. They must also examine what investments are good for businesses.


How is financial data stored in most businesses?

Typically, most businesses will store financial data in a database with extremely high-end security. Encryption and other methods of protecting customers' identities are necessary, if not mandatory, for businesses.


What services does Financial Mail offer to businesses?

Financial mail is a great way to keep track of money. It's very important in economics and helps out a ton. Without financial mail, many businesses could collapse.


What are the benefits of financial consulting services for businesses in different industries?

Financial consulting services offer numerous benefits for businesses across different industries, especially when partnering with the best financial services company in the USA. One key advantage is expert financial advice tailored to specific industry challenges and opportunities. Consultants bring in-depth industry knowledge and insights, helping businesses make informed decisions to drive growth and profitability. Financial consulting services also help businesses improve financial performance. Consultants analyze financial data, identify areas for improvement, and develop strategies to optimize financial processes and operations. This can lead to cost savings, increased efficiency, and better financial outcomes. Another benefit is risk management. Consultants assess financial risks facing businesses and develop strategies to mitigate them. This includes identifying potential financial pitfalls and implementing measures to protect the business from financial losses. Financial consulting services also provide valuable support during periods of change or growth. Consultants can help businesses navigate mergers and acquisitions, expansion into new markets, or restructuring efforts, ensuring that financial goals are met and risks are minimised. Overall, financial consulting services offer businesses in different industries access to specialise expertise, strategic insights, and tailored solutions that can drive financial success and long-term sustainability. Partnering with the best financial services company in the USA can provide businesses with a competitive edge and help them achieve their financial goals.


What are the financial plans that government and businesses prepare yearly?

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