How does worker's compensation work in business?

Answer 1

Usually the injured worked must notify the employer within a certain number of days-this is often under a month. After this, the employer must notify the insurance company they have for workman's comp within an even smaller time frame-usually less than a week. Then the insurance will agree or deny a claim. The employee has the right to fight the denial if he or she chooses to.

Answer 2

The employer's insurance pays the med bills and perhaps some lost time benefit. Eventually the WC insurance premium MIGHT rise due to te total expense.

The employer's treatment of the injured worker is slightly restricted.

There can be complex interactions of WC, FMLA, and ADA laws - hard for small employers to get right.