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If you, as your own employer, took out a Workers' Compensation policy for yourself and it's in force, yes. Otherwise, no, because you don't have a policy to make a claim on. See the linked article below. It's important for self employed people to take care of themselves with Workers' Comp - it has lifetime medical benefits for covered injuries, and that could be really important if you are no longer able to work and pay for your own health insurance. It also has lost wages benefits and more. Plus, if you have any subcontractors or employees, you remain liable to them even if you don't have a Workers' Comp policy to pay their claims - meaning their claims will come out of your pocket.

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16y ago

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