The key word here is "contractor". The question of the size of the employer's workforce becomes moot when (s)he must deal with a contractor; because, a contractor is not an employee. Those things which govern the actions of and expectations from an employee by a business entity do not apply to a contractor except where stipulated and spelled out in the contract. The same holds true for those things for which a contractor may charge someone: Without a signed contract, a contractor can charge for anything (s)he wants to... It is only when the contract which contains such a stipulation gets signed that any legal and binding obligations to pay come into existence. If You are dealing with a contractor, and the terms of the contract are not to your liking, you need to check around to see if these types of terms are customarily included in contracts for the services for which you are contracting. It may be that what you see IS a customary charge in an acceptable contract. It may also be the case that you are dealing with a contractor who is one of only a few who are prone to include such a charge. Negotiation of the contract may be an option. A contractor's dealings with a small business are not the same as those with a large corporation; and, whereas a large corporation may be accustomed to accommodating a contractor in certain ways, a small business may not. You may have the wrong contractor. All of this is the homework that needs to be done when shopping for a contractor; and, a good fit between contractor, contract, and contractee is the aim for all concerned... ...and it depends on the state. Your contractor (your General Contractor?) may be asking you this because he believes your state to be a "ladder state," meaning liability goes up the ladder until someone can pay. He may require you to carry coverage so he doesn't wind up paying it himself in an audit and having to pay claims from your employees. If so, it's fair and reasonable for him to ask you to carry Comp. Further, though some states would exempt you from coveragerequirements with fewer than 3 employees, no state exempts you from liability.
An employer should not charge a 1099 employee for workman's comp. If you get a 1099 you are not in an employer, employee relationship You are an independent contractor.
what earnings must i report to workmans comp
no
i lost a finger in 1983 do i get money for that
Licensed sub-contractors are usually required to obtain their own workers comp insurance and provide proof of same to anyone who hires him.
In some states being a sole proprietor with no employees allows you a waiver for the state required workmans comp insurance. However, many large companies as well as state and federal projects will require WC insurance, regardless of the waiver status.
4.5%
As each state's criteria for eligibility and amount of workman's comp payable differs, you need to contact your state's office for clarification.
Was it an on the job injury?
$15 per hr
Only if it is legal in your jurisdiction.
Yes it is a workmans comp if he was scheduled to come in or he had an appointment. Massachusetts Yes it is a workmans comp if he was scheduled to come in or he had an appointment. Massachusetts Answer #2 You better check with workman's comp. I know of a case where a fellow employee fell in the bathroom at work and was denied payments because it was not considered "work related". In this particular case, the company turned it in as workman's comp but it was refused.