In California a pre-existing condition will not be covered by the Employer's Workman's Comp. in almost all cases. You would need to call an Employment Attorney for specifics in your area.
Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.
the question is, how did you acquire your accident? if you believe that the accident was caused by someone else negligence or of a faulty machinery, yes! you can sue your employer and can file for an accident at work claims.
employer
In the UK the employer must record all accident details. However, it is up to the employee or witnesses to report it to the employer.
Yes you have to your employer
Yes, if it's a Employer Group plan. Can a preexisting condition exclusion be applied to my coverage because I'm pregnant? No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans. http://www.cms.hhs.gov/hipaa/online/Group/Family/Pregnancy_content.asp?record=480021 For more information see www.steveshorr.com/maternity.htm Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).
If you have an accident while at work, or conducting work business, yes, you need to tell them.
In the UK an employer is required by law to keep an accident book - all accidents to employees should be recorded in this book. See the link below to see all the records an employer should keep when an accident at work occurs.
Yes. If it's a company car and is insured through your employer, the employer's insurance company would pay out the claim. The accident would still show up on your record though.
Presumably in this context it is your employer providing you with health insurance.It is not that your company would be penalized, it is that the insurance company would refuse to pay for treatment of the preexisting condition. They set rates according to the known health of their pool of insured people. But upon signing up for your company's insurance plan you failed to divulge a known condition, and signed the statement saying you were giving the insurance company an accurate statement of your health, so you lied to them (aka committed fraud). That generally voids your policy.Check the particular wording of your own insurance policy regarding preexisting conditions.
Having a witness will always assist in making a claim for workers compensation, but it is not essential. In the UK - if an accident at work occurs an entry should be made by your employer of the accident circumstances. If the accident was serious or required more than 3 days off work - the Health and Safety executive should be notified by your employer who should investigate the accident circumstances. Your lawyer can access these documents which will assist your claim. For more details on how to show your employer is at fault see the attached link.