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Many, many things to consider that make a difference: How did you come by it - Ex by divorce or death? What type of plan is it? One distribution or distributions to continue over your expected life? Does the plan even allow it? (And if so, you should consider if the plan effectively seriously penalizes you for doing so). What were his contributions to the plan? Is there any qualifying hardship or use for the funds? Many more.

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17y ago

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