“Financial literacy is a broad awareness of the role money plays in our lives, leading to the knowledge of financial concepts that improve the well-being of individuals and society. This should include the skills, motivation and confidence to make more effective decisions, enabling greater participation in the economy, and increased benefits from doing so.”
See here for a further discussion of how financial literacy should be described.
maiawards.org/insights/the-best-definition-of-financial-literacy/
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One can get financial advice on retirement planning on a number online companies. AES Nordic, MoneySmart, and Finacial Advisor are few examples of online companies where one can get advice on finacial planning for retirement.
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