What workmen's insurance would pay for a settlement of a leg being cut with nerve and tendon damage?

Answer 1

Value of a claimDoes this question mean how much money would be paid?

There is no simple answer. Benefits vary from state to state. In California an injured workman is entitled to all reasonable and necessary treatment. That could easily amount to hundreds of thousands of dollars. There is no policy limit on a worker's compensation policy.

Treatment would include everything from hospitalization to crutches, drugs, a prosthesis, a wheelchair, and possibly a modified vehicle.

It would include lifetime treatment unless the worker settled his case for a lump sum. The settlement would have to be approved by a Judge to make sure it was fair to the worker and there would be provision for future medical care.

There would also be payments for lost wages. This would depend on the date of injury (since benefits change from time to time) and the amount the worker was earning.

There would also be payment for the amount of permanent disability sustained which would depend on the worker's age, job and date of injury. This injury would be more disabling to a laborer than to an attorney.

If the injury is 70% or more, the worker would receive a lifetime pension.

Worker's compensation insurance does not pay for pain and suffering, so the same injury would probably be worth more money if it were a personal injury case. However, illustrating that nothing in life is simple, The average auto insurance policy would not provide enough coverage to pay the full value of such an injury.