The Teachers Federal Credit Union offers financial assistance for people and businesses in Nassau County, New York, and the following areas in Suffolk County: Huntington, Babylon, Smithtown, Islip, Brookhaven, Riverhead, Southold, and the Poospatuck Reservation.
SC Federal Credit Union provides loans on reasonable terms to people who may not be able to get a loan from a bank. The loans are usually of relatively small amounts.
Everett Credit Union is a not-for-profit financial institution that provides its members with credit. Members are able to save and borrow at reasonable rates not otherwise available to them.
Some of the benefits of using a credit union are they are member owned, lower interest rates, lower fees and fewer restrictions. Credit Unions are smaller than bank and therefore may not be able to provide the lending opportunities for a larger business loan. Credit Unions also have less influence in the federal banking sector.
No. For more information you may go the website: NCUA.gov. Depending on the field of membership, a minor may be able to open an account at a credit union under the authority of its parent.
One of the biggest advantages of using a credit union loan is that they usually have lower interest rates than a traditional bank. Because the credit union's shareholders are its actual patrons, they are able to offer lower rates and usually have more personalized service.
There are several places you can go for help in managing consumer credit consolidation. Your local bank or credit union would both definitely be able to help you with this.
Trans Union does offer free credit reports but you have to meet a certain criteria in order to be eligible to receive them for free. If you are not eligible you should still be able to get them at a reduced price.
"Members of the Springfield Credit Union are able to get loans with low interest rates if they qualify based on prior credit history. Loans are available for automobiles, home improvements, mortgages, computers, and many other personal needs."
There are many prepaid credit cards that a person is able to buy without credit checks. But if a person wished to buy a "normal" credit card such as VISA there is a company called Credit Federal that requires no credit checks to purchase a credit card.
Astoria Federeal Savings may be good for your credit, depending upon your specific credit situation. They are known for being able to consolidate loans to help you pay them back.
Most any consumer bank or credit union will be able to provide a medallion signature guarantee. Call the bank or credit union where you do business and ask. There may be a small fee, but usually not for customers of the financial institution.
One would first have to locate a credit counseling service to apply to. The National Foundation for Credit Counseling has recommended providers on their website. A local bank or credit union may also be able to provide a reference for a credit counselor.