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What else can I help you with?
Is it possible to return money to a credit card?
Yes, it is possible to return money to a credit card by making a payment to the card issuer.
Is it possible to put money on a credit card?
Yes, it is possible to put money on a credit card by making a payment towards the card's balance.
Can a interest be charged on a late fee?
No. But what will be charged on a late fee, will be reflected on something known as your your finance charges. Finance charges will go up if you are late making a payment on your credit card.
Where might one find a zero finance credit card?
Many credit card companies offer a 0% finance credit card. Discover, Citi, Iberiabank and Barclaycard are just a few that offer 0%. Before making a commitment read the fine print to make sure there will not be hidden charges.
How can I finance a purchase with no credit history?
One way to finance a purchase with no credit history is to apply for a secured credit card or a credit-builder loan. These options can help you establish a credit history by making on-time payments. You can also consider finding a co-signer or applying for a store credit card. Additionally, some lenders may offer financing options for individuals with no credit history, but they may come with higher interest rates.
Improving Your Chance of Approval?
Getting your loan finance application approved can be difficult. Consumers need to realize that they must have good credit in order to have their application approved. Borrowers who have a history of making on time payments, remain within their credit limits and have a long positive credit history have a better chance of being approved. Also, having a steady source of income as well as a positive history of employment can help your credit application to be approved.
Is it possible to deposit cash into a credit card?
No, it is not possible to deposit cash directly into a credit card. Credit cards are typically used for making purchases and borrowing money, but they do not have a cash deposit feature like a bank account.
Is it possible to prepay my credit card?
Yes, it is possible to prepay your credit card by making a payment in advance of your billing cycle. This can help reduce your balance and potentially lower your interest charges.
Is it possible to deposit cash into my credit card account?
No, it is not possible to deposit cash directly into a credit card account. Credit cards are typically used for making purchases and payments, and cash deposits are usually made into bank accounts.
How can one get car lease finance?
Virtually anyone with a job and checking account can obtain a care lease finance, even with poor credit. The best option is searching in a local area on Yelp and making a list of vendors.
Does using finance companies instead of banks or mortgage companies adversely affect your credit score?
Your credit score could be adversely affected by using 2nd tier lending sources, such as finance companies for loans. If you successfully repay the loan and it reflects as a positive account, it will not generally reduce your score, but it may not provide much of a boost either. If you do miss a payment, it substantially reduces your score. Using finance companies is a signal to credit bureaus that you are either unable to obtain a traditional mainstream loan or that you are making a bad choice. Your credit scores will generally drop when obtaining finance loans.
Is it possible to deposit cash onto my credit card account?
No, it is generally not possible to deposit cash directly onto a credit card account. Credit cards are typically used for making purchases and borrowing money, rather than depositing funds onto them.
