Rather than et cetera (etc.), you can use the words "and such" or "and so forth.
You should refrain from using cooloquial terms such as like "things" and "stuff" - it is rather indirect and non-specific.
For a physical thing: item, object, article, apparatus / possessions, belongings.
For a non-physical thing : topic, subject, particular, point, circumstance, or solution ("just the thing").
Comprehending
Possessions, assets, property, belongings,
Anachronism.
open minded
An optimist
bookedbusychorescommittmentsobligationsresponsibilities
Comprehending
Solids.
Evil
e
Agenda
Things to do: tasks, occupations, business, pastimes
Well its a piece of cake .Another word for bad is just bad******Or Horrible things
Possessions, assets, property, belongings,
Anachronism.
expedite
Agenda