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Précharge: tension d'un ventricule À LA FIN DE la période de remplissage. Postcharge: Force que doit vaincre le myocarde pour pomper le sang

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Q: What is the bank definition of pre-charge off account?
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Bank account debt collection?

I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed


Can a bank set off credit in savings bank account to recover a time barred debt owed by the account holder?

i think they can


If your bank account says EFT Charged Off does this mean that the account is closed?

If an account is charged off it is automatically closed. It is listed as uncollectable debt.


Can a bank freeze and withdraw money from your bank account if you included a charged off account with them in a chapter 13 bankruptcy?

Yes. When financial transactions are made with a bank where the borrower/debtor also holds an account, the bank will include a 'set off' clause in the lending/credit agreement. A set off clause gives the bank the legal right to withdraw without notice money from any account held by the debtor when said lending agreement is defaulted.


Can you open an account with a bank if you have had a charge off with a past account?

Typically no, once your account gets to the point of charged off, it has been overdrawn for roughly 45 days (give or take). Your name and SSN then get reported to ChexSystems which then notifies every bank of your charged off account. Not many banks want to risk losing their money to you if you've already lost money for another bank. Your best chance to get an account is to go back to the bank your account was charged off, explain what happened, and hope for the best. And next time balance your checkbook... daily.


What do I do when my ex-husband has his cell phone bill deducted from my bank account?

tAKE HIS NAME OFF THE ACCOUNT


Is it legal for the bank to withdraw funds from your authorized users account to pay off your account debt?

yes


What is a charge off bank?

I've never heard of a "charge off bank" but I do know that a charge off account at a bank is where they bank has listed a loan as "uncollectable" and is probably reporting it to the credit bureau as a charge off or "bad debt". Hope this helps


The bank closed my checking account for excessive returned checks in the past year. They returned excess money to me after freezing the account and closing it. No money is owed. Can they report?

Yes, the bank can report this to ChexSystems. They will show that they had to close your account. Hopefully they will not put account abuse or fraud on your account because this will make it hard to open a new bank account. I recommend contacting them and asking them not to report you to ChexSystems, and get something in writing saying that your account is paid off. That way, if they report you, you can show you have paid it off, and a bank might open an account for you if they happen to still report you and you can show proof it's paid off.


You know that a bank can take money from one's account if they owe on a credit card but can that bank withdraw funds from a different bank's checking or savings account to pay off said credit card?

If the accounts are held by the same customer - then yes ! The alternate account is an asset - and can be plundered to pay off your debt


Do itune purchases come off bank account?

You can set up your iTunes account to come off a credit card or one can use "clickandbuy".


Can you get a credit card to pay off your overdrawn bank account?

In principle you can; you can get a cash advance from a credit card and use that to pay off the bank account, the problem is that the interest from the credit card is likely to be higher than the bank charges. It's probably best to try and arrange a loan with the bank.