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I would use:

"I am facing a dilemma"

A dilemma is a situation in which there are two similar possible choices as to a course of action and you have to decide on one. You are not easily 'in' a decision, nor can you 'have' a decision. You certainly can face a decision.

But given that there are no rules, just usage, my second choice is:

I am in a dilemma.

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16y ago

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