If the loan was in both of your names, yes. That is your foreclosure also.
No - the surviving spouse is not liable for the deceased person's bills !
No, Kentucky is not a community property state.
Unfortuantely, yes.
No, the spouse is not responsible. However it does come out there assets left behind.
Getting a devorce and house is facing forclosure but my name is not on deed. Am I liable.
Typically, the surviving spouse who is living in the home under a probate homestead must maintain the home and pay interest on any mortgage debt. The heirs are liable for reductions in principal. The surviving spouse is not required to insure the home, but if she does, she is entitled to the proceeds for any claim.
The decedent's estate still owes the money, and that debt must be satisfied before the estate can be distributed. In the case of a surviving spouse, that spouse is equally liable for any existing debts. If the deceased's estate cannot cover the debt, the spouse must do so.
Texas is a community property state therefore a surviving spouse usually can be held liable for debts solely incurred by the deceased spouse. Exceptions can be made to this law based upon the circumstances of individual cases
In Florida the estate of the deceased is going to be responsible for the debts. Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse.
Only if that spouse signed an agreement with the providing agencies to do so. Pennsylvania is not a community property state and therefore debts (including medical costs) of one spouse is not automatically owed by the other. However, that may not prevent a creditor from attempting to collect from the surviving spouse. He or she should obtain legal counsel if that should happen to be assured their rights are protected.
Is your name on the bills? If you did not sign anything to be liable for the bills, then you are not responsible. Only the party that enter into the contract is liable for the debt. This means if your spouse is the only one named on the bills that you do not have to pay. A collection agency may tell you that you are liable even if you are not. Learn your rights under the FDCPA.
If the spouse has a Will stating "all of my debts are to be paid." Yes. If not, you just need to send a copy of the Death Certificate to each creditor.