Say yes if you want to go. Say no if you don't.
Because you Like The job
say i have really bad allergies
"I dream of being that figure in which people admire"
You reply simply no thank you, politely, of course. You don't want to hurt his/her feelings. Be polite, but be firm. Say it like you mean it.
say no
they want your parents or another responsible adult to say they will repay the loan if you can't .
You can say anything. Maybe you just want some kisses or a bit of cuddling. MAybe you want to go till sex or even serious relationship. It depend how you feel.
the truth about how you feel
ME NO SPEAK ENGLISH!
because you like to?
Most people don't really want to know the true answer, so say fine. If its a really good friend let them know.