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Some common incidents in the life of a negotiable instrument include transfer, negotiation, presentment, dishonor, and discharge. Transfer refers to the passing of the instrument from one party to another, whereas negotiation refers to the transfer of the instrument to a holder in due course. Presentment is the act of showing the instrument to the party primarily liable on it, dishonor occurs when the instrument is not accepted or paid by the party responsible for it, and discharge happens when the liability on the instrument is terminated.

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