Four ghosts appear before Scrooge in A Christmas Carol.
Scrooge thought he saw a locomotive hearse going on before him in the gloom.
Humbug
I think you are referring to Ignorance and Want, the twins introduced to Scrooge by the Ghost of Christmas Present.
At the end of the book Dickens states that no one keeps Christmas like Scrooge thereafter
The accountant in "A Christmas Carol" is Bob Cratchit. He is employed by Ebenezer Scrooge and is responsible for keeping track of Scrooge's financial affairs.
He does. The Ghost of Christmas Present is showing him the visions of what Christmas now and across the 12 days of Christmas looks like. This is what Scrooge is missing in his life as the ghost states on their first meeting in the room. "Come in man and know me well" followed by "You do not recognise me do you or any of my brothers". Meaning that Scrooge did not see or live Christmas.
I think that Scrooge wrings his hand about 5-10 times over the course of A Christmas Carol, however, it differs with what version of 'A Christmas Carol' you are talking about, as there are multiple versions.
He was unsure who was under the cloth but started to guess it was to be him
To thank him and wish him a Merry Christmas
Fred wants his Uncle Scrooge to come to his home and celebrate the holiday with the rest of the family.
The major characters are: * Ebenezer Scrooge, miser * Bob Cratchit, Scrooge's clerk * Jacob Marley, his later partner * The Four Ghosts * Tiny Tim Cratchit, a crippled boy * Fred Scrooge, his nephew
The Ghost of Christmas Past (not Present) did not appear to Scrooge as Fezziwig but showed a vision of himself (Scrooge) when he was an apprentice to Fezziwig. Here, as in all his visions, the Ghost of Christmas Present wishes to show Scrooge how he once was, and how deplorably he has changed.