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Yes, the claim is for the date that the accident happened.
Depending on the type of claim, you should be able to acquire replacement coverage even with the claim being open. The claim payee will be determined by when the claim happened.
Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.
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If you claim is denied, you can try and appeal it. You will only be given workmen's comp is the injury happened on the job.
Because they are human... every last one of them.
A judge or court may sometimes expunge a claim in bankruptcy court. This means that the claim is erased, as if it never happened.
They do have a right to deny the claim.
This means that a claim has been made AGAINST you. Your insurance company, in most instances, will not pay the third party until they have discussed the claim with you and verified what happened.
An auto accident claim should be filed after the accident happened. Be sure to have a police report and the other parties insurance information before reporting your claim.
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