The last spirit in 'A Christmas Carol' is the Ghost of Christmas Yet to Come, also known as the Ghost of Christmas Future. It is described as being hooded and cloaked in a deep black garment, with no visible face.
That is the Ghost of christmas Yet to Come - This is the spirit that Scrooged feared most
A mysterious phantom who communicates only with visions of what might be which sees an already fearful Ebenezer understand that this spirit is his last chance to change
The Ghost of Christmas Yet To Come
The Ghost of Christmas Yet to Come
the ghost of Christmas yet to come
12 days
The Ghost of Christmas Yet to Come (Future)
They are still printing today!
The very last 5 words are "God Bless Us, Every One"
The third ghost that came to visit Ebenezer Scrooge in a Christmas Carol was the Ghost of Christmas Present, if you include Marley's ghost, but if you do not include Marley, then the third (and therefore last) ghost was that of the Christmas Yet to Come, a spectral ghost whose most terrifying feature was that of his muted voice.
They are Jacob Marley Then the foretold ghosts of A Christmas Past, A Christmas Present and A Christmas Yet To Come