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  • When the customer has died and the bank has notice of his death.
  • Where the customer has become insolvent or an order of adjudication has been passed against him.
  • When the bank has received an order from the court prohibiting payment out of the funds belonging to the customer.
  • When a customer becomes a lunatic and the banker has got notice of his insanity.
  • Where the drawer countermands payment.
  • When the customer has not got sufficient funds with the bank and there is no overdraft arrangement.
  • Where there are material alterations or signatures of the drawer or endorses are irregular.
  • When the drawer has closed his account prior to the presentation of cheque.
  • When a cheque is mutilated.
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13y ago

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