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Bank loans are financial assets for the banks and financial liabilities for recipients of the loans.

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12y ago

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If bank is closed what happens to student loans?

They are sold to another bank in the liquidation of assets.


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What are a bank's earning assets?

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What are the assets and liabilities of the bank?

Assets of a bank include cash, loans issued to customers, investments in securities, and physical properties, which represent the resources it can leverage for generating income. Liabilities consist of customer deposits, borrowed funds, and other obligations that the bank must repay. The difference between a bank’s assets and liabilities is known as equity, which reflects the bank's net worth. Managing these effectively is crucial for the bank's profitability and financial stability.


How much capital does a bank need?

as much as they can get The legal requirement for capital is to have no less than 8% of a bank's risk-weighted assets. Assets are loans and reserves. So the amount of loans a bank may make has nothing to do with deposits but is a multiple of its amount of capital.


Are bank loans considered assets or liabilities on a company's balance sheet?

Bank loans are considered liabilities on a company's balance sheet because they represent the company's obligation to repay the borrowed funds to the bank.


Who is responsible for the bank loans after the death of ones husband?

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If you are being sued by a bank can they take your home?

Had a business loan and 2 home equity loans and assets as collateral... delinquent on business since it is now closed but current on equity loans... Can the Bank take all assets and home for collecting the business loan (now closed) plus all assets?


What is an asessment of personal assets and liabilities?

An assessment of personal assets and liabilities lists all your assets (like your home, car, money in the bank, etc.) and your liabilities (debt in the form of loans, house mortgage, etc.). The asset's values are totalled and the liabilities are totalled. Comparing you total assets and total liabilities will show your financial situation.