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What else can I help you with?
What will a repossession do to your credit report?
A repossession is a serious negative and will drop your scores.
Does receiving credit drop your credit score?
Not by receiving credit. However, when a number of organizations keep looking into your credit, it does lower the score slightly.
665-721-728 fico score are these good credit scores?
Yes, these are good scores! The way a mortgage lender (like me) or other creditor looks at a "tri-merged" credit report (a composite report adding info from three credit bureaus) is to drop the high and low score and use the mid score as the basis for lending and pricing decisions so if these 3 scores are all yours from the same report, your mid score would be 721.
When utility companies ask permission to do a credit check on you does this hurt your credit?
It is possible because it will cause an inquiry on your credit report. But there are a list of other factors to determine if it will cause your scores to drop. 1. How often has your credit been pulled in the last 90 days. 2. How is your credit. Also a utility company can help you establish your credit if you get the account.
Will converting a ch 13 to a ch 7 drop your credit scores even more or will the ch 7 discharge make the scores go up or stay the same?
Credit scores are calculated based on ALL the data in a consumer's file. It is impossible to predict the impact of one small piece of data without detailed information. A bankruptcy is a bankruptcy is a bankruptcy! Converting from one to another is irrelevant pertaining to the impact on ones credit scoring. All bankruptcies are damaging to one's credit for at least the ten year time limit (probably longer). This does not mean a person will never get credit,just that they will need to be diligent in rebuilding good credit history. After a period of time and effort lenders will be more accepting when the can be viewed as a better "risk".
What will a repossession do to your credit report?
A repossession is a serious negative and will drop your scores.
Does receiving credit drop your credit score?
Not by receiving credit. However, when a number of organizations keep looking into your credit, it does lower the score slightly.
665-721-728 fico score are these good credit scores?
Yes, these are good scores! The way a mortgage lender (like me) or other creditor looks at a "tri-merged" credit report (a composite report adding info from three credit bureaus) is to drop the high and low score and use the mid score as the basis for lending and pricing decisions so if these 3 scores are all yours from the same report, your mid score would be 721.
When utility companies ask permission to do a credit check on you does this hurt your credit?
It is possible because it will cause an inquiry on your credit report. But there are a list of other factors to determine if it will cause your scores to drop. 1. How often has your credit been pulled in the last 90 days. 2. How is your credit. Also a utility company can help you establish your credit if you get the account.
Steve Scores for bowling scores were 176 and 220 and 169 and 171 and find his average score.?
Add all the scores together and divide by the number of games bowled. Drop the fraction/decimal. 176+220+169+171 = 736 736 / 4 = 184.00 Drop the fraction/decimal (in this case, there isn't any): 184
How do iPhone Ireland from Canada?
put 00353 before the number your phoning but drop the 0 at the start of the phone number
If foreclosure becomes definite what will happen to your credit?
your credit rating will drop
How do you ring Aussie from New Zealand?
Drop the 0 from the start of the number and replace with 0061.
Will converting a ch 13 to a ch 7 drop your credit scores even more or will the ch 7 discharge make the scores go up or stay the same?
Credit scores are calculated based on ALL the data in a consumer's file. It is impossible to predict the impact of one small piece of data without detailed information. A bankruptcy is a bankruptcy is a bankruptcy! Converting from one to another is irrelevant pertaining to the impact on ones credit scoring. All bankruptcies are damaging to one's credit for at least the ten year time limit (probably longer). This does not mean a person will never get credit,just that they will need to be diligent in rebuilding good credit history. After a period of time and effort lenders will be more accepting when the can be viewed as a better "risk".
Will your credit rating be affected if you cash a bounced check from someone else?
As long as you pay the bank fee (usually $3-10) and do not allow your account to go into overdraft status, your credit rating is not affected. Even an overdraft does not affect your credit unless your bank account is closed and you leave an outstanding overdraft balance due. At that point, the debt will likely be reported to credit bureaus, resulting in a drop in your credit scores.
How do mortgage companies regard people in debt management programs who want to buy a second house?
== == Honestly, what makes a bigger difference are your credit scores. Naturally if you are in a debt management program, your credit scores will drop like a rock. So, it becomes very difficult to get another loan for anything. If your credit scores are already below 650, dont care much about them and focus on getting debt free first. Once you are debt free, work on your credit scores and start a new life all together. But the most important thing out here is, DO NOT GET INTO DEBT AGAIN. If you dont learn from your mistakes, no one can help you. Not too favorably, as it gives the appearance that the party involved has problems with their finances and might therefore present a credit risk. It isn't impossible to obtain financing when in a debt management program but it may be difficult to find a lender willing to offer reasonable terms. One should also take into consideration the terms of the debt managment program.
How much does it drop your credit to pull a credit score?
It doesn't affect it at all.
