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CDSC is a kind of

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Redrose88

Lvl 1
15y ago
Updated: 9/16/2023

CDSC is the fine print that your financial adviser doesn't tell you upfront when you buy your funds. Then when you call to ask if there are fees involved if you move your money, they say no, just an account closing fee of $20 or $30. So, you think OK, I will move my money into a better fund. (That you found on your own.) Then you get your statement in the mail. The money has been transferred, but not before they hammer you with a CDSC Fee. These "so called" financial advisers set you up with crap funds that make them the most money, by tying up your money into these funds for several years. If you move them they hit you with the CDSC Fee. And don't even get me started on life insurance they want to sell you. Whole variable life, variable life, and what ever catchy name they want to attach to these investing schemes. Bottom line: TERM insurance only.

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