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No, COBRA typically does not offer standalone dental coverage. It usually provides continuation of the same health insurance plan you had through your employer, which may include dental coverage as part of the overall plan.

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4mo ago

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Where can one find information about COBRA coverage?

There are many companies and websites that offer information on COBRA life insurance coverage. The most reliable website to use for information is the US Department of Labor.


How use dental insurance dental office?

Coverage for dental implants varies from one insurance company to another. Most of the insurance policies provide some coverage for the restorative procedure. You can ask your insurance provider if dental implants are covered or not.


If I have primary insurance through my work and had secondary through my husband's work but he was laid off can I still use Cobra as a secondary insurance or is Cobra only if you have no insurance?

That would depend on if your spouse's coverage is group or individual coverage. If it is group coverage offered by your spouse's employer then NO. Cobra regulations specifically say that you are not eligible if you have other employer sponsored group coverage with one exception. That is if the other coverage includes any pre-exisitng conditions clause that would deny you coverage for that illness/injury. If you have no pre-existing conditions or the pre-ex caluse does not relate to you (ie. pregnancy is a pre-ex but you are not pregnant) then you are not eligible. If the spouse's coverage is individual coverage and not group you are still eligible for Cobra.


Which is better public or private insurance plans?

The answer depends on who you are trying to get coverage for as most states only cover dental procedures for children under their public programs. If you are looking for coverage for an adult, then private is the most consistent option state to state. Go to the site INeedDentalBenefits.com and use the "Dental Plan Directory" of the National Association of Dental Plans to look up the companies offering coverage in your state. If you want an individual policy, put that in your search to bring back just those companies that have an individual product.


What insurance covers dental implants?

According to a 2008 survey by the National Association of Dental Plans, there are 8 or 9 carriers the include coverage for dental implants in their group dental insurance products. Sometimes it is part of base coverage and sometimes an additional benefit that your employer must request. So check your policy and if it is not covered, ask you employer if it can be added. Implants are not generally a part of individual dental insurance coverage. But, discounts on implants may be a part of discount dental plans that you can buy on an individual basis. To find an individual discount dental plan, go to the NADP website--www.nadp.org--and use the Dental Plan Directory to look up the names of companies that provide "discount dental plans" in your state.


What is Cal-Cobra and how does it work. I don't know where to get information about this and we have only 5 months remaining on Cobra and no job yet.?

Cal-COBRA is a California law for employers as well as people that use up their federal COBRA. When the 18 months of Federal COBRA ends, Cal-COBRA provides 18 more months of the health plan.


Can you use dental insurance out of state?

Yes, you can typically use dental insurance out of state, but coverage may vary depending on your specific plan and the network of dentists available in the area you are visiting. It's important to check with your insurance provider before seeking dental care in another state to understand any potential limitations or additional costs.


What is cobra insurance coverage?

COBRA insurance is for people who had medical insurance under their job and then just lost their job. You have to opt into it if your job offers that ability. You have to pay a larger premium to use the insurance. Everything you need is on; http://www.dol.gov/dol/topic/health-plans/cobra.htm


Does Delta Insurance cover dental implants?

Delta Dental insurance does include coverage for implants, subject to some limitations, in its quotes to employers and purchasers. Some opt however to remove this coverage to reduce their annual premium cost.


Can I use my dental insurance in another state?

Yes, you can typically use your dental insurance in another state, but coverage may vary depending on your specific plan and the network of providers available in that state. It's important to check with your insurance provider to understand any limitations or requirements for using your insurance out of state.


Use the word king cobra in a sentence?

King cobra is the king of snakes.


If you resign from a company do you have medical coverage for say 30 days until the new company's policy starts?

Typically, you would have coverage through the end of the calendar month, since you paid for that month. You could use COBRA to cover any additional time between the two jobs.