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If a person has not missed a payment to a credit card company and they cancel him can they garnish his wages?

If the account is considered in default because the payments were not the minimum required, then a creditor has the option to pursue litigation against a debtor. Before a creditor could garnish the wages of a debtor a lawsuit would have to be undertaken and a judgment entered against the debtor. The judgment could possibly be executed as a wage garnishment according to the laws of the debtor's state of residency.


Can private pension be garnish for credit purposes?

Some U.S. states allow a judgment creditor to garnish private pensions. The best option for a person who is in a situation where garnishment is possible is to obtain the advice of a qualified attorney,


Can you transfer a debt to another person if that person agrees?

If the creditor agrees, yes.


Can a joint bank account be frozen by a judgment creditor?

A joint account can be frozen by a judgment creditor of one owner. That can cause not only an indeterminate period of inconvenience for the non-debtor owner but also may result in the loss of half of the funds in the account. You should not open a joint account with another person who has a history of debt problems. You can read more about frozen bank accounts in general at the link provided below.


Can you transfer a balance to another person?

Yes, you can transfer a balance to another person by initiating a transfer of funds from your account to their account.


How do you seize a personal tax refund after obtaining a judgment against the person in new york state?

A judgment creditor cannot seize a refund, that action is only available to the IRS, state tax agencies or state child support enforcement agency. The judgment creditor would need to levy the debtor's bank account, garnish income or enforce the judgment by other means allowed by the laws of the debtor's state.


Can I add my frequent flyer number to another person's account?

No, you cannot add your frequent flyer number to another person's account.


How can a person get a past delinquent pay off a credit report when it was dismissed because of bankruptcy?

Really, the only way to have it removed is to dispute it with the credit bureau reporting it. The credit bureau will then contact the creditor for verification. If the creditor can't verify the account, it must be removed immediately. If the creditor can verify the account, your choices are limited to disputing it again and/or just waiting for 10 years for the account to come off of your report.


Is it possible for my direct deposit to be deposited into another person's account?

No, it is not possible for your direct deposit to be deposited into another person's account without your authorization.


Is it possible for my direct deposit to be sent to another person's account?

No, your direct deposit cannot be sent to another person's account without your authorization.


How do you write a letter to bank manager for transfer one person account money to another person's account?

how do send a mail to bank while transfer money from account to another


Is there a form letter a person can write to close old charge accounts?

It doesn't need to be anything fancy. Just keep it simple. "Dear Creditor: I will no longer be using your credit card. Please close my account and report the account to the creditor bureaus as being closed at my request."